Tuesday, June 10, 2014

3 Steps For More Secure Debiting By A Long Island CPA

By Bob Oliver


On the surface, it would seem as though debit card fraud would be one of the unlikeliest ways for one's personal information to be compromised. Given the fact that debit cards have their own PINs, it doesn't seem like they'd be at as high of a risk as credit cards but it seems like this is one of the harshest truths on the financial side of things. However, there are ways that debit fraud can be prevented, if you would like to know. Here are 3 methods that a Long Island CPA will be able to tell you of.

Once you have your bank statement in hand, look over it with care. You have to make sure that you recognize every last payment that has been made with your card. In the best case scenario, everything will be order. However, if you believe that there was a payment made that you do not recognize, this is where it is important to contact your bank. In fact, I am of the opinion that this is one of the most helpful actions that will help in just about any financial situation.

There are a number of aspects that a Long Island CPA can tell you about in regards to your PIN number. When deciding on your first PIN, it goes without saying that it should be a number that's easy enough to remember. However, you do not want to make it something obvious, such as your birth year. To put it simply, your number has to be unique and this will be one of many precautions that can be drawn to your attention by a number of financial companies, Gettry Marcus included.

On the subject of PINs, though, make sure that you exhibit protectiveness when it comes to who it's given to. To put it into simplest terms, the only person who should have access to your PIN is you. If you contact your bank in order to have a question answered about your debit information, the bank will not tell you to provide your PIN. If someone who poses as an authority tells you to offer the number, though, keep in mind that it's your right not to do so.

Hopefully these tips will be able to help you as far as preventing debit fraud is concerned. Whether you believe it or not, it's very possible that your numbers can be compromised but this does not mean that you have to endure this. It's just a matter of taking the proper care so that your information remains yours alone. If you are able to follow these tips, it goes without saying that you'll be better off.




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