Tuesday, November 18, 2014

What To Look For In Credit Repair Company Reviews

By Chana Ayotte


Credit Repair Charlotte NC is different than other credit repair companies. Many credit repair companies limit the number of letters they send out on your behalf every month. This can drastically slow down your credit repair efforts. If you have 10 negative accounts, it could take months to address all of the accounts just one time.

Credit Repair Charlotte NC has developed a process we call the "Credit Blitz". Our credit blitz addresses every negative account on your credit report on the very first round, many times within the first 24 hours of receiving your enrollment. If you need to fix your credit, this will speed up the process. Once correspondence has been sent, you will begin to receive responses in 30 days or so, often faster.

Starting a credit repair business is easy. There are a number of software programs you can purchase that will essentially allow you to create a new company overnight. What these programs don't provide, however, is expertise.

Today, the most successful companies provide additional services such as goodwill letters, direct creditor disputes, debt validation, and credit score coaching. Make sure you find a company that offers the services necessary to help you achieve your credit goals.

One tactic they use is this: they will contact your creditors or credit bureaus and claim that the data in your credit report is inaccurate. Your creditors will naturally investigate these claims and while they are doing so, they will remove the "bad" information from your credit report. Meanwhile, you mistakenly believe that all bad credit information is removed from your report and are happy with the way things are going. What you should be wary of are credit repair companies that promise to remove any and all blemishes in your credit report; even if these blemishes are verifiable, accurate, and not obsolete. If you really do have bad credit, not even the most popular credit repair companies can do anything about it. If any such company promises to fix your credit no matter how bad it may be and especially if the information in your credit report is correct, stay away from them. Most likely, they will use unsavory or downright illegal methods to accomplish this and your personal credit will be ruined.




About the Author:



No comments:

Post a Comment